Personal Banking
Simple Checking
Easy, comprehensive account with no maintenance fees.
Interest Checking
Interest paid on a variable rate. No maintenance fees if minimum balance maintaned.
Money Market Deposit
$1,000 minmum. Interest paid on a variable rate.
Savings Account
Interest is paid quarterly.
Certificate of Deposits
•Provides more guarantee than other risky investments.
•Set aside for future savings goals.
•A wide range of terms available (from 91 days to 48 months).
•Competitive, fixed rate for length of term.
•No setup or maintenance fees.
•Can borrow against at lower loan rates.
•Early withdrawals subject to penalty.
•$1000 minimum deposit to open.
Call (712) 542-2103 for current rates or stop by our office M-F 8:00am – 5:00pm
Charges for all accounts:
Paid NSF Check Fee $35.00
Return NSF Check Fee $35.00
Stop Payment Fee $35.00
Simple
Checking
No Minimum balance
No Monthly Service charge
.
.
Unlimited check writing
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Free internet banking
Mobile Banking - Including Mobile Deposit*
Mobile Deposit is a priviledge and may not be offered to new accounts until the account has 6 months of positive history. Mobile Deposit can also be turned off if abuse or fraud is determined.
Free Debit Card
Check images returned with stmt.
Overdraft protection available
Interest
Checking
$500.00 Average Daily Balance *
The average daily balance is to avoid a service charge. If the average daily balance falls below $500.00, there is a $10.00 monthly service charge.
$10.00 Monthly service charge
Interest paid on collected balance Monthly
Variable Interest Rate
Unlimited Check Writing
Free Internet Banking
Mobile Banking - Including Mobile Deposit*
Mobile Deposit is a priviledge and may not be offered to new accounts until the account has 6 months of positive history. Mobile Deposit can also be turned off if abuse or fraud is determined.
Free Debit Card
Check IMages returned with stmt.
Overdraft Protection Available
Savings
Account
No minimum balance
.
Interest Paid Quarterly
Variable Interest Rate
Unlimited Withdrawals*
Not to be used as a transaction account.
Free Internet Banking
Mobile Banking - Including Mobile Deposit*
Mobile Deposit is a priviledge and may not be offered to new accounts until the account has 6 months of positive history. Mobile Deposit can also be turned off if abuse or fraud is determined.
Free ATM Card
.
.
Money Market
Deposit
$1,000 Minimum *
If it falls blow $1000.00 the rate falls to the tiered rate set for that dollar amount.
.
Interest paid on collected balance Monthly
Variable Interest Rate
Unlimited Withdrawals*
Not to be used as a transaction account.
Free Internet Banking
Mobile Banking - Including Mobile Deposit*
Mobile Deposit is a priviledge and may not be offered to new accounts until the account has 6 months of positive history. Mobile Deposit can also be turned off if abuse or fraud is determined.
Unlimited Check Writing*
Not to be used as a transaction account.
Check images returned with stmt.
.
Service attributes marked with an asterisk (*) are clickable and have extra definitions.